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Remember: Fraud attempts are on the rise, including calls from fraudulent actors pretending to be DUCA. Be cautious and never provide your passwords or Two-Step Verification (2SV) codes over the phone. If you receive a suspicious call, hang up and contact DUCA directly using the phone number on the back of your debit card or visit a branch. Learn how to protect yourself.
The Canadian Union of Postal Workers is currently on strike. As a result, mail you normally receive from DUCA may be delayed. Learn more.
Now Accepting Applications for DUCA Board of Director Positions. Learn more.
Great rates to help you achieve more
3.80%
Conditions apply
18-Month Sprout GIC
Registered GIC (eligible for RRSP, TFSA and RRIF). Limited time offer.
3.70%
Conditions apply
6-Month GIC
Eligible for Non-registered, RRSP, TFSA and RRIF. Limited time offer.
No-Fee accounts
Your hard-earned money should stay with you so it can work for you.
DUCA mortgages
Great rates to open the door to your new dream home.
Grow your money
The investments and savings rates to make your savings grow faster.
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Earn up to $1000 with DUCA's Refer-a-Friend Program!
For DUCA Members: Share your unique Referral Promo Code with friends, and when they open a Daylight Chequing Account using your promo code, you’ll each receive a $100 bonus, credited in March 2025. Not sure what your referral promo code is? Contact us.
For New Friends: Ready to join DUCA? Use your friends Referral Promo Code to open a Daylight Chequing Account, and you’ll both score $100, credited in March 2025! Terms & Conditions apply.
Do more. Be more. Achieve more.
We do this by offering Members profit sharing, low borrowing rates, high interest savings accounts and great financial advice — that’s the DUCA difference.
A career with DUCA
A welcoming workplace environment, opportunities for growth, and a close connection to communities are just some of the reasons DUCA is the place for you.
Doing more for our communities
Helping our Members do more and investing in our communities through initiatives, grants and sponsorships.
Credit Cards that give you more
Cash back, travel and great merchandise. Get the cards that give you more for your money.
DUCA on the go
Use the DUCA app to do more. Bank, including depositing cheques, wherever you are and whenever you want.
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Working to not only be the best in the world, but also be the best for the world.