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Do more with our account bundles

Choose an account bundle tailored to your needs. Our Chequing and Savings accounts have great features and benefits and no minimum balance required.

 
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Daylight Bundle     Most Popular  

No Fee* banking

This account is a great option for anyone. There are either no fees or low fees, as per details below.

  • No monthly fee for a savings account
  • *No monthly fee for a chequing account with a minimum daily balance of $1,000 (30-day grace period before the balance requirement applies).
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free ATM transactions on THE EXCHANGE® network 
  • $2.00 ATM Transactions on the Interac® network
  • Free Me-to-Me money transfers
  • 5 free Interac® e-transfers per month



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Aim For More Bundle

Student & young adults

Available exclusively for young adults 16–29 years old, this banking bundle has the flexibility and features you need with no monthly fees.

  • No monthly fees
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free ATM transactions on THE EXCHANGE® network 
  • 3 free ATM Transactions on the Interac® network per month
  • Free Me-to-Me money transfers
  • 3 free Interac® e-transfers per month
  • At age 29, Member transitions into Daylight Bundle
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Feel Free Bundle

Retirement banking

Enjoy all the benefits of seniority with our account bundle exclusively available to Members 60 years of age and older.

  • No monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts
  • Free ATM transactions on THE EXCHANGE® network 
  • Free ATM Transactions on the Interac® network
  • Free Me-to-Me money transfers
  • Free e-statements and paper statements
  • 5 free Interac® e-transfers per month
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Evermore Bundle

Premium banking

For your day-to-day banking needs, we've got you covered with valuable features and benefits, especially if you perform a high number of transactions every month.

  • $15 monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts and certified cheques
  • Free ATM transactions on THE EXCHANGE® network 
  • 5 free ATM Transactions on the Interac® network per month
  • Free Me-to-Me money transfers
  • 5 free Interac® e-transfers per month
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Foreign Currencies

USD account

Simplify transactions you make in US dollars while getting the benefits of a chequing account.

  • $5 monthly fee
  • Interest paid quarterly
  • Free deposits
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Foreign Currencies

Go euro

If you’re a frequent traveler to Europe or need to make regular transactions in European funds, this account is for you.

  • No monthly fees
  • Interest paid quarterly
  • Free deposits and withdrawals in Euro funds
 
Direct deposits / Pre-Authorized debit

To set up Direct Deposit or Pre-Authorized payments (Electronic Fund Transfers or EFTs), click on the button below to download a Payment Instructions Form. Complete the form and send it to the organization you wish to either send automated payments to, or receive automated deposits from. Keep a copy for your records.

Download form

Me-to-Me transfers

To set up Me-to-Me transfers, so you can transfer money from other financial institutions to your DUCA account or from your DUCA account to another financial institution, simply download and follow the instructions on the form. It only takes a few minutes to get this convenient feature.

Download form

Me-to-Me Transfers
And: Limits for Transfers, Remote Deposits

Transfer money & deposit cheques 24/7! Whether through Interac e-Transfers or free Me-to-Me Automated Fund Transfers, save time with self-serve banking.

Me-to-Me lets you transfer money between your DUCA account and your account at another financial institution. Click below to get started.

Download Me-to-Me form

View all limits for e-transfers, Me-to-Me, remote deposits & debit cards 

Incoming Wire Transfers

Please provide the following forms with instructions to any party planning to wire funds to your DUCA account. Choose the form with instructions based on currency: Canadian, US, Euro, or GBP (British Pound Sterling.) To ensure your incoming wire transfer is not rejected due to incorrect or inconsistent information, the personal information you provide on the form must be accurate and up to date. 

Incoming Wire Form and Instructions: 

CANADIAN  |  US  |  EURO  |  GBP

 
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Get more with our bundles

It only takes a few minutes to become a Member and get great rates and products to meet your needs.

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