Everyday banking


Everyday banking


Do more with our account bundles

Choose an account bundle tailored to your needs. Our Chequing and Savings accounts have great features and benefits and no minimum balance required.

Daylight Bundle     Most Popular  

No Fee banking

This savings account is a great option for anyone, either as your main account or one of your secondary accounts.

  • No monthly fees
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free Interac® at DUCA and THE EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers

Aim For More Bundle

Student & young adults

Available exclusively for young adults 16–29 years old, this banking bundle has the flexibility and features you need with no monthly fees.

  • No monthly fees
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free Interac® and DUCA and THE EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers
  • 3 free Interac® e-transfers per month

Feel Free Bundle

Retirement banking

Enjoy all the benefits of seniority with our account bundle exclusively available to Members 60 years of age and older.

  • No monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts
  • Free Interac® and DUCA and EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers
  • Free e-statements and paper statements
  • 5 free Interac® e-transfers per month

Evermore Bundle

Premium banking

For your day-to-day banking needs, we've got you covered with valuable features and benefits, especially if you perform a high number of transactions every month.

  • $9 monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts and certified cheques
  • Free Interac® and DUCA and EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers
  • 5 free withdrawals from non-DUCA and EXCHANGE® network ATMs per month

Foreign Currencies

USD account

Simplify transactions you make in US dollars while getting the benefits of a chequing account.

  • No monthly fees
  • Interest paid quarterly
  • Free deposits

Foreign Currencies

Go euro

If you’re a frequent traveler to Europe or need to make regular transactions in European funds, this account is for you.

  • No monthly fees
  • Interest paid quarterly
  • Free deposits and withdrawals in Euro funds

Daylight Bundle     Most Popular  

No Fee banking

This savings account is a great option for anyone, either as your main account or one of your secondary accounts.

  • No monthly fees
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free Interac® at DUCA and THE EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers



Aim For More Bundle

Student & young adults

Available exclusively for young adults 16–29 years old, this banking bundle has the flexibility and features you need with no monthly fees.

  • No monthly fees
  • Free deposits and withdrawals
  • Free EFTs and bill payments
  • Free Interac® and DUCA and THE EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers
  • 3 free Interac® e-transfers per month

Feel Free Bundle

Retirement banking

Enjoy all the benefits of seniority with our account bundle exclusively available to Members 60 years of age and older.

  • No monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts
  • Free Interac® and DUCA and THE EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers
  • Free e-statements and paper statements
  • 5 free Interac® e-transfers per month

Evermore Bundle

Premium banking

For your day-to-day banking needs, we've got you covered with valuable features and benefits, especially if you perform a high number of transactions every month.

  • $9 monthly fees
  • Free deposits and withdrawals
  • Free cheques, EFTs and bill payments
  • Free bank drafts and certified cheques
  • Free Interac® and DUCA and THE EXCHANGE® network ATMs transactions
  • Free Me-to-Me money transfers
  • 5 free Interac® e-transfers per month

Foreign Currencies

USD account

Simplify transactions you make in US dollars while getting the benefits of a chequing account.

  • No monthly fees
  • Interest paid quarterly
  • Free deposits

Foreign Currencies

Go euro

If you’re a frequent traveler to Europe or need to make regular transactions in European funds, this account is for you.

  • No monthly fees
  • Interest paid quarterly
  • Free deposits and withdrawals in Euro funds
Direct deposits / Pre-Authorized debit

To set up Direct Deposit or Pre-Authorized payments (Electronic Fund Transfers or EFTs), click on the button below to download a Payment Instructions Form. Complete the form and send it to the organization you wish to either send automated payments to, or receive automated deposits from. Keep a copy for your records.

Download form

Me-to-Me transfers

To set up Me-to-Me transfers, so you can transfer money from other financial institutions to your DUCA account or from your DUCA account to another financial institution, simply download and follow the instructions on the form. It only takes a few minutes to get this convenient feature.

Download form

Incoming Wire Transfers

Please provide the following forms with instructions to any party planning to wire funds to your DUCA account. Choose the form with instructions based on currency: Canadian, US, Euro, or GBP (British Pound Sterling.) To ensure your incoming wire transfer is not rejected due to incorrect or inconsistent information, the personal information you provide on the form must be accurate and up to date. 

Incoming Wire Form and Instructions: 

CANADIAN | US | EURO | ​​GBP

Direct Deposits / Pre-Authorized debit

To set up Direct Deposit or Pre-Authorized payments (Electronic Fund Transfers or EFTs), click on the button below to download a Payment Instructions Form. Complete the form and send it to the organization you wish to either send automated payments to, or receive automated deposits from. Keep a copy for your records.

Download form

Me-to-Me transfers

To set up Me-to-Me transfers, so you can transfer money from other financial institutions to your DUCA account or from your DUCA account to another financial institution, simply download and follow the instructions on the form. It only takes a few minutes to get this convenient feature.

Download form

Incoming Wire Transfers

Please provide the following forms with instructions to any party planning to wire funds to your DUCA account. Choose the form with instructions based on currency: Canadian, US, Euro, or GBP (British Pound Sterling.) To ensure your incoming wire transfer is not rejected due to incorrect or inconsistent information, the personal information you provide on the form must be accurate and up to date. 

Incoming Wire Form and Instructions: 

CANADIAN | US | EURO | ​​GBP

Savings Calculator
Member Connect

Get more with our bundles

It only takes a few minutes to become a Member and get great rates and products to meet your needs.