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Business accounts


Business accounts


​Achieve more for your business

Managing your business is a full-time job itself. DUCA can help make your day-to-day banking easier with accounts that work for your business.

​Start Me Up Business Account

An account that gets to work for your business with great features and no monthly fee. By only paying for the services that you use, this is perfect for small businesses with lower transaction volumes.

  • No monthly fee

  • Unlimited ATM deposits and withdrawals1

  • Unlimited online bill payments

  • Unlimited Interac® direct payments (Point of Sale)

  • Unlimited transfers between DUCA accounts

  • Free Annual Business Health Check

  • Free Interac® e-Transfers

  • Free Certified Cheques

  • Free bill payments

  • $0.75 In-branch withdrawals / transfers

  • Add Overdraft Protection - $2.50 per month (up to $5,0005) plus applicable interest

​Blue Chip Business Account

Do more with this account that has all the features and benefits you need if your business has a larger volume of transactions. Conduct all your day-to-day banking for one low monthly fee.

  • $25 monthly fee

  • Unlimited ATM deposits and withdrawals1

  • Unlimited online bill payments

  • Unlimited Interac® direct payments (Point of Sale)

  • Unlimited Interac® e-Transfers

  • Unlimited in-branch service transactions2

  • Free cleared cheques3

  • Free eStatements or paper statements

  • Free Annual Business Health Check

  • Add Overdraft Protection - $2.50 per month (up to $5,0005) plus applicable interest

​Start Me Up business account

An account that gets to work for your business with great features and no monthly fee. By only paying for the services that you use, this is perfect for small businesses with lower transaction volumes.

  • No monthly fee
  • Unlimited ATM deposits and withdrawals1
  • Unlimited online bill payments
  • Unlimited Interac® direct payments (Point of Sale)
  • Unlimited transfers between DUCA accounts
  • Free Annual Business Health Check
  • Free Interac® e-Transfers
  • Free Certified Cheques
  • Free bill payments
  • $0.75 In-branch withdrawals/transfers
  • Add Overdraft Protection – $2.50 per month (up to $5,0005) plus applicable interest

​Blue Chip business account

Do more with this account that has all the features and benefits you need if your business has a larger volume of transactions. Conduct all your day-to-day banking for one low monthly fee.

  • $25 monthly fee
  • Unlimited ATM deposits and withdrawals1
  • Unlimited online bill payments
  • Unlimited Interac® direct payments (Point of Sale)
  • Unlimited Interac® e-Transfers
  • Unlimited in-branch service transactions2
  • Free cleared cheques3
  • Free e-Statements or paper statements
  • Free Annual Business Health Check
  • Add Overdraft Protection – $2.50 per month (up to $5,0005) plus applicable interest

​DUgood charity account

We believe in people helping people. To support your registered not-for-profit organization, club, group or association that is such a vital part of our community, we offer a true no-fee account.

  • No monthly fee

  • Unlimited ATM deposits and withdrawals

  • Unlimited in-branch service transactions

  • Unlimited online bill payments

  • Unlimited Interac® e-Transfers

  • Free Annual Business Health Check

  • Free eStatements5

  • $0.50 Interac® direct payments (Point of Sale)

  • $1.50 Interac® debit withdrawal

  • Add Overdraft Protection – $2.50 per month (up to $5,0005 ) plus applicable interest

Direct Deposits / Pre-Authorized debit

To set up Direct Deposit or Pre-Authorized payments (Electronic Fund Transfers or EFTs), click on the button below to download a Payment Instructions Form. Complete the form and send it to the organization you wish to either send automated payments to, or receive automated deposits from. Keep a copy for your records.

Download form

Me-to-Me transfers

To set up Me-to-Me transfers, so you can transfer money from other financial institutions to your DUCA account or from your DUCA account to another financial institution, simply download and follow the instructions on the form. It only takes a few minutes to get this convenient feature.

Download form

Direct Deposits / Pre-Authorized debit

To set up Direct Deposit or Pre-authorized payments (Electronic Fund Transfers or EFTs), click on the button below to download a Payment Instructions Form. Complete the form and send it to the organization you wish to either send automated payments to, or receive automated deposits from. Keep a copy for your records.

Download form

Me-to-Me transfers

To set up Me-to-Me transfers, so you can transfer money from other financial institutions to your DUCA account or from your DUCA account to another financial institution, simply download and follow the instructions on the form. It only takes a few minutes to get this convenient feature.

Download form

​Rates
​Business services
​Business advisors

​Making a difference for your business

Our business accounts are tailored to our Members' business needs, so they can take care of their day-to-day banking with the confidence that their account is working for them.

1. Unlimited transactions through DUCA and Canada-wide THE EXCHANGE® NETWORK ATMs only.
2. Includes bill payments, fund transfers, deposits and withdrawals. $0.75 per transaction after limit.
3. $0.75 per cheque after limit.
4. Option to switch to paper statements for $2.00/month.
5. Subject to approval.