You will need to have the following information on hand:
- Personal information:
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- Phone number
- Email address
- Street Address of your personal primary residence
- 1 piece of government-issued photo ID
- Business information:
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- Legal business name
- Operating name
- Business address
- Business phone number
- Number of employees
- Annual Business Revenue (Last 12 months)
- Type of Business
- Time in Business
Additional business information that may be required:
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- Government-issued photo ID for all owners/signing authorities
- Articles of Incorporation & Master Business License (if applicable)
- Most Recent Business Financial Statements
- Corporate Share Register
- Most Recent Tax Returns & Notice of Assessments (NOAs) showing no taxes owed (Personal & Business)
- Instant Bank Statement Review:
To streamline the application process, you’ll need your online banking login credentials for your business account. If you have accounts at multiple institutions, please login to the one where you do the majority of your business banking.
Here’s how it works:
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- You’ll select the financial institution where your business account is held and securely log in using your credentials.
- DUCA’s trusted partner, JUDI.AI, analyzes electronic statements directly from your bank to verify your identity, business revenue, and borrowing ability.
- This step is secure and allows DUCA to perform an instant review, helping to speed up the loan decision process.
Rest assured, your information is protected, and the process is designed to provide a fast, hassle-free experience.
After submitting your application, a DUCA business advisor will contact you within two business days and you may be required to submit additional documentation to complete your application.