Term Deposits

Term Deposits

Insurable deposits covered by the Financial Services Regulatory Authority of Ontario. www.fsrao.ca.

Cashable Term Deposits
Flex20 GIC (20-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)*
1.30%
Flex30 GIC (30-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)**
1.75%
Flex40 GIC (40-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)***
1.90%
Flex50 GIC (50-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)****
2.00%
RRSP / RESP / RRIF / LIF
60 – 179 Day
0.60%
180 – 269 Day
0.70%
270 – 364 Day
0.80%
1 Year
1.50%
18 Month
1.60%
2 Year
1.70%
3 Year
1.85%
4 Year
2.00%
5 Year
2.10%
7 Year
2.20%
Non-Redeemable Term Deposit / TFSA
60 – 179 Day
0.60%
180 – 269 Day
0.70%
270 – 364 Day
0.80%
1 Year
1.50%
18 Month
1.60%
2 Year
1.70%
3 Year
1.85%
4 Year
2.00%
5 Year
2.10%
7 Year
2.20%
Redeemable Term Deposit
180 – 269 Day
0.30%
270 – 364 Day
0.50%
1 Year
1.10%
2 Year
1.30%
3 Year
1.50%
4 Year
1.70%
5 Year
1.80%
7 Year
1.90%
US$ 32 – 365 Day (min. $5,000)
0.35%

All rates stated are per annum. All CDN$ term deposits, RRSPs, RRIFs, RESPs, and LRIFs have a $500 minimum. On non-redeemable term deposits, interest is paid or compounded annually.

Rates are subject to change without notice at any time. Offer may change or be withdrawn at any time without notice. Other conditions and restrictions apply.

*Cashable after 12 months at 0.30%.

**Cashable after 12 months at 0.75%. 

***Cashable after 12 months at 0.90%.

****Cashable after 24 months at 1.00%. Minimum deposit of $100,000.

 

Contact your branch for more information or call Member Connect at 1-866-900-3822.