Term Deposits

Term Deposits

Insurable deposits covered by the Financial Services Regulatory Authority of Ontario. www.fsrao.ca.

Cashable Term Deposits
Flex20 GIC (20-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)*
1.60%
Flex30 GIC (30-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)**
2.20%
Flex40 GIC (40-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)***
2.30%
Flex50 GIC (50-month—Available in non-registered, RRSP, TFSA, RRIF & LIRA plans)****
2.40%
Cashable 3 Year Term Deposit (Available for non-registered products only)*****
2.40%
RRSP / RESP / RRIF / LIF
60 – 179 Day
0.75%
180 – 269 Day
1.00%
270 – 364 Day
1.00%
1 Year
1.90%
18 Month
2.00%
2 Year
2.10%
3 Year
2.20%
4 Year
2.35%
5 Year
2.60%
7 Year
2.90%
Non-Redeemable Term Deposit / TFSA
60 – 179 Day
0.75%
180 – 269 Day
1.00%
270 – 364 Day
1.00%
1 Year
1.90%
18 Month
2.00%
2 Year
2.10%
3 Year
2.20%
4 Year
2.35%
5 Year
2.60%
7 Year
2.90%
Redeemable Term Deposit
32 – 59 Day
0.50%
60 – 89 Day
0.60%
90 – 119 Day
0.70%
120 – 179 Day
0.75%
180 – 269 Day
0.80%
270 – 364 Day
1.00%
1 Year
1.40%
2 Year
1.50%
3 Year
1.65%
4 Year
1.80%
5 Year
2.10%
7 Year
2.20%
US$ 32 - 365 Day (min. $5,000)
0.75%

All rates stated are per annum. All CDN$ term deposits, RRSPs, RRIFs, RESPs, and LRIFs have a $500 minimum. On non-redeemable term deposits, interest is paid or compounded annually.

*Cashable after 12 months at 0.60%.

**Cashable after 12 months at 1.20%. 

***Cashable after 12 months at 1.30%.

****Cashable after 24 months at 1.40%. Minimum deposit of $100,000.

*****Cashable on the 18 month anniversary without penalty. 

Contact your branch for more information or call Member Connect at 1-866-900-3822.