Term Deposits

Term Deposits

At DUCA, insurable non-registered deposits are covered up to $250,000. Insurable deposits in registered accounts have unlimited deposit coverage.

For further information on deposit insurance, please ask for a brochure in-branch or visit DICO's website at www.dico.com. 

 

Cashable Term Deposits
Flex20 GIC (20-month)*
1.80%
Flex30 GIC (30-month)**
2.25%
Flex40 GIC (40-month)***
2.45%
Flex50 GIC (50-month)****
2.55%
Cashable 3 Year Term Deposit*****
2.50%
RRSP / RESP / RRIF / LIF
60 - 179 Day
0.75%
180 - 269 Day
1.00%
270 - 364 Day
1.25%
1 Year
2.00%
18 Month
2.10%
2 Year
2.20%
3 Year
2.40%
4 Year
2.50%
5 Year
2.75%
7 Year
3.00%
Non-Redeemable Term Deposit / TFSA
60 - 179 Day
0.75%
180 - 269 Day
1.00%
270 - 364 Day
1.25%
1 Year
2.00%
18 Month
2.10%
2 Year
2.20%
3 Year
2.40%
4 Year
2.50%
5 Year
2.75%
7 Year
3.00%
Redeemable Term Deposit
32 - 59 Day
0.50%
60 - 89 Day
0.60%
90 - 119 Day
0.70%
120 - 179 Day
0.75%
180 - 269 Day
0.80%
270 - 364 Day
1.00%
1 Year
1.50%
2 Year
1.60%
3 Year
1.75%
4 Year
1.90%
5 Year
2.20%
7 Year
2.30%
US$ 32 - 365 Day (min. $5,000)
0.75%

All rates stated are per annum. All CDN$ term deposits, RRSPs, RRIFs, RESPs, and LRIFs have a $500 minimum. On non-redeemable term deposits, interest is paid or compounded annually.

*Cashable after 12 months at 0.80%. Available in non-registered, RRSP, TFSA, RRIF and LIRA plans. 

**Cashable after 12 months at 1.25%. Available in non-registered, RRSP, TFSA, RRIF and LIRA plans. 

***Cashable after 12 months at 1.45%. Available in non-registered, RRSP, TFSA, RRIF and LIRA plans. 

****Cashable after 24 months at 2.05%.  Minimum deposit of $100,000. Available in non-registered, RRSP, TFSA, RRIF and LIRA plans.

*****Cashable on the 18 month anniversary without penalty. Available for non-registered products only.

Contact your branch for more information or call Member Connect at 1-866-900-3822.