Mortgages

Mortgages

Low Rate Mortgage
6 Months (Convertible)
4.05%
1 Year Fixed Closed
3.04%
2 Year Fixed Closed
2.94%
3 Year Fixed Closed
2.94%
4 Year Fixed Closed
3.14%
5 Year Fixed Closed up to $750K
2.69%
5 Year Fixed Closed $751K to $999K
2.84%
5 Year Fixed Closed $1.0M+
2.89%
6 Year Fixed Closed
3.99%
7 Year Fixed Closed
3.95%
Variable Rate - 3 Year (Prime)
2.70%
Variable Rate - 5 Year (Prime -0.20%)
2.50%
DUCA Mortgage
6 Months (Convertible)
4.25%
1 Year Fixed Closed
3.24%
2 Year Fixed Closed
3.14%
3 Year Fixed Closed
3.14%
4 Year Fixed Closed
3.34%
5 Year Fixed Closed up to $750K
2.89%
5 Year Fixed Closed $751K to $999K
3.04%
5 Year Fixed Closed $1.0M+
3.09%
6 Year Fixed Closed
4.19%
7 Year Fixed Closed
4.15%
Variable Rate - 3 Year (Prime +0.20%)
2.90%
Variable Rate - 5 Year (Prime +0.00%)
2.70%
First Rate 2nd Mortgage
6 Month (Convertible)
4.50%
1 Year Fixed Closed
3.49%
2 Year Fixed Closed
3.39%
3 Year Fixed Closed
3.39%
4 Year Fixed Closed
3.59%
5 Year Fixed Closed up to $750K
3.14%
5 Year Fixed Closed $751K to $999K
3.29%
5 Year Fixed Closed $1.0M+
3.34%
Co-op and Co-ownership Mortgage
6 Month (Convertible)
5.25%
1 Year Fixed Closed
4.24%
2 Year Fixed Closed
4.14%
3 Year Fixed Closed
4.14%
4 Year Fixed Closed
4.34%
5 Year Fixed Closed up to $750K
3.99%

Rates are subject to change without notice at any time. Offer may change or be withdrawn at any time without notice. Other conditions and restrictions apply.

All applicants must meet the DUCA Financial Services Credit Union lending criteria. Other conditions and restrictions apply. Products and their features may change at any time. Variable interest rates may change at any time. This is a general description only. For more information and product terms and conditions contact your branch.

DUCA’s Prime Rate is 2.70%. Prior to January 21, 2015, DUCA's Prime Rate matched that of ScotiaBank's. Since that date, DUCA establishes its own Prime Rate. By independently setting our Prime Rate, we can better determine how best to meet the individual needs of Members and businesses thereby providing you with competitive products and services that help you accomplish more with your banking.

Each annual percentage rate (APR) is calculated based on a mortgage of $100,000 with monthly payments and a 25-year amortization. APR assumes no fee(s) apply. If we require you to obtain an appraisal, or incur any additional fee(s) it would increase your APR. All residential mortgages are calculated half-yearly, not in advance.