The Low Rate Mortgage

The Low Rate Mortgage

This mortgage features our lowest posted rate, so you can get into your home sooner.

The Low Rate Mortgage is a great option for first-time homebuyers and future homeowners looking for an affordable monthly payment. And, with terms from 6 months to 7 years, you decide the length of term that’s right for you.


  • Monthly, bi-weekly, accelerated bi-weekly, weekly, or accelerated weekly payment options
  • Lump sum prepayment option allows you to repay up to 20% of the original or renewed balance annually. Prepayments can be divided up to quarterly throughout the year if desired.
  • Convenient mortgage transfer package
  • Switch your mortgage to DUCA and we’ll cover up to $250 in transfer fees

Advice Tailored to You
Having trouble deciding which mortgage is right for you or what you can afford? Visit our branches or contact one of our Mobile Mortgage Specialists to get all the help you need. We’ll meet you wherever and whenever is most convenient for you. No cost, no obligation – just good advice.



*DUCA's Low Rate Mortgage can not be used as part of a Flex Mortgage. Double-up payment, readvance clause and Multi Mortgage option not available with this product. Available on 1st mortgages only. Contact a DUCA Mortgage Specialist for more information.