One of the advantages of owning a home for length of time is building equity – the difference between the market value of your home and what’s remaining on your mortgage. You can use that equity to help achieve other important goals in your life, such as:

  • Financing a big purchase
  • Making home improvements
  • Consolidating debt
  • Sending your children (or yourself) to college or university
  • Buying a vacation home
  • Starting or bolstering your investments

DUCA offers several different refinancing options:

Re-Advance your Mortgage
Already have an existing DUCA Mortgage? With our unique re-advance clause, you might qualify for additional credit without incurring any additional legal fees*.

Make your Mortgage More Flexible
Our Flex Mortgage allows you to combine up to 4 mortgage products into one, including our Home Equity Line of Credit. Now that’s flexible!

Leverage Your Home Equity 
Take advantage of the equity you’ve built in your home using a Home Equity Line of Credit. With this flexible Line of Credit, you only need to apply once to have access to the cash you need.



*Surcharges may apply. Contact a DUCA Mortgage Specialist to learn more.