Earn More Savings Account

Earn More Savings Account

Our standard high-interest Earn More Savings Account lives up to its name. You'll earn maximum interest while maintaining maximum flexibility with your savings.

And that's on top of these great features:

  • our highest posted savings interest rate
  • daily interest paid monthly
  • no minimum deposit
  • no minimum balance
  • no monthly fee
  • no locked-in terms 
  • free transactions when you manage it online (in-branch transactions are $2.00)

Open your Earn More Savings Account online today in minutes!

Apply Online


Regarding our recent Earn More Savings Promotional Account: Effective May 16, 2019

The Earn More Savings Promotional Account is now closed to new participants effective May 16th, 2019.  Current participants may continue to deposit eligible funds into the account up to a total balance of $100,000 per Member not including interest paid by DUCA.  Eligible deposits must be new money deposited to DUCA. Money already on deposit at DUCA in the form of a term deposit, savings account, or other investment will not be considered an eligible deposit.

Interest Calculation for Funds currently in the Earn More Savings Promotional Account: 3% interest per annum, calculated daily, paid monthly will be paid on the deposits currently in the Earn More Savings Promotional Account until January 31, 2020. After January 31, 2020 funds in the Earn More Promotion account will be transferred into a regular Earn More Savings Account. (Current interest rate: 1.40%.) Statements will reflect this activity.  Rates and conditions subject to change.

Please note that this offer is not available through online or mobile app (Smartphone) transfers from a current DUCA account. Current promotion participants are asked to visit your DUCA branch or call Member Connect at 1.866.900.3822 to make additional deposits up to the maximum stated above.

Additional funds may be invested in DUCA’s regular Earn More Savings Account at its current rate (rate subject to change) and our other savings and investment products.

Insurable deposits covered by the Deposit Insurance Corporation of Ontario. For further information on deposit insurance, please ask for a brochure in-branch or visit DICO's website at www.dico.com.