Earn More RRSP Account

Earn More RRSP Account

The Earn More RRSP Account is a high interest savings account that provides a flexible, high interest bearing registered investment option. Members that choose the Earn More RRSP Account will benefit from not having to lock in to a long-term investment while they earn maximum interest at a rate much higher than your average savings account.

View our current rates


  • Great rate
  • Receive all the benefits of a registered investment
  • Funds can be transferred between DUCA RRSP accounts without penalty
  • Bonus Share eligible
  • No minimum balance is required
  • No monthly fees


  • No limit on deposits*
  • Interest paid annually
  • Available in RRSP and RRIF plans

*There is no limit on the amount of deposit into an Earn More RRSP Account. However, please ensure you do not exceed your RRSP contribution limit so as not to incur any penalties or taxation. DUCA is not liable for any penalties or taxation incurred if a Member's contributions exceed the Member's RRSP contribution allowance. Refer to your tax statement to determine your RRSP contribution room or contact the CRA directly.

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits in non-registered accounts are insured up to $250,000 through the Financial Services Regulatory Authority. www.fsrao.ca.