The Flex GICs

Flex your savings muscle

Meet the most flexible savings product around — the Flex GIC. This cashable GIC combines high-interest with term flexibility. To get the highest possible rate, deposit your investment for the full term. Need access to your money earlier? No problem! You can cash out after the minimum term at a rate that's still better than most high interest savings accounts.

The Flex GIC is available in the following term lengths:

The Flex40 GIC 

Flex40 at 2.75%

  • 40-month term 
  • 2.75% interest rate
  • Cashable between 12–39 months at 1.75%
  • Cashable at 40 months (maturity) at the full interest rate of 2.75% 
  • RRSP, TFSA and RRIF-eligible
  • Minimum deposit is $500

The Flex30 GIC

Flex30 at 2.35%

  • 30-month term
  • 2.35% interest rate
  • Cashable between 12–29 months at 1.35%
  • Cashable at 30 months (maturity) at the full interest rate of 2.35%
  • RRSP, TFSA and RRIF-eligible
  • Minimum deposit is $500

The Flex20 GIC

  • 20-month term
  • 1.80% interest rate
  • Cashable between 12–19 months at 0.80%
  • Cashable at 20 months (maturity) at the full interest rate of 1.80%
  • RRSP, TFSA, and RRIF eligible
  • Minimum Deposit: $500

BOOK APPOINTMENT

Check out our handy retirement calculator and find out what it will take to meet your retirement goals.

RETIREMENT CALCULATOR

For more information call 1.(866).900.DUCA.(3822)

 

Deposits are insured for up to $250,000 per Member through the Deposit Insurance Corporation of Ontario.

Deposits held in registered savings plans are separately insured from the deposits held in other accounts. All deposits made to RSP, RESP, RRIF and LIF plans are fully insured through the Deposit Insurance Corporation of Ontario.

Minimum interest paid per payment period — 75¢. All rates stated are per annum. All CDN$ term deposits, RRSPs, RRIFs, RESPs and LRIFs have a $500 minimum. On non-redeemable term deposits, interest is paid or compounded annually.