The Flex GICs

Flex your savings muscle

Meet the most flexible savings product around — the Flex GIC. This cashable GIC combines high-interest with term flexibility. To get the highest possible rate, deposit your investment for the full term. Need access to your money earlier? No problem! You can cash out after the minimum term at a rate that's still better than most high interest savings accounts.

The Flex GIC is available for the following term lengths: 40 months, 30 months, and 20 months.

Other Conditions:

  • All Flex GICs are cashable at maturity at their full interest rate
  • Flex40 is cashable between 12–39 months at a reduced rate
  • Flex30 is cashable between 12–29 months at a reduced rate
  • Flex20 is cashable between 12–19 months at a reduced rate
  • RRSP, TFSA, and RRIF eligible
  • Minimum deposit: $500


Check out our handy retirement calculator and find out what it will take to meet your retirement goals.


For more information call 1.866.900.3822.

Minimum interest paid per payment period — 75¢. All CDN$ term deposits, RRSPs, RRIFs, RESPs and LRIFs have a $500 minimum. On non-redeemable term deposits, interest is paid or compounded annually.

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits in non-registered accounts are insured up to $250,000 through the Financial Services Regulatory Authority.