Fees

Fees

Effective January 1, 2015

ATM, Online and Telephone Banking Services
DUCA or THE EXCHANGE® ATM transactions Free
Canadian (non-DUCA ATM) Interac® cash withdrawls $2.00
US$ ATM cash withdrawals $3.00
International ATM cash withdrawals $5.00
Interac® point-of-sale transactions $0.50
Online bill payments $0.50
Online statements Free
Interac® eTransfers® $1.50
Additional Fees
Currency deposit (per $1,000) in-branch $1.25
Coin deposit $0.35/roll $0.50/roll extra
Night depository bag - Deposit charge (for bag) $25.00
Night depository bag - Bag rental charge $5.00/month
Application Fee $30.00
Balance transferred to other institutions $25.00
Close account within 90 days $25.00
Items received for collection 0.10%/$30.00 min
Search of records (>6 months) Minimum 2 hours $30.00/hr. per employee
Audit confirmation (rush +$10) $30.00 min.
Fax statement $10.00
Garnishees require to pay letter $50.00 min.
Paper statement $2.00/month
In-Branch Services
Bill payments $0.75
Bill payment trace/recall $10.00
Cheque/EFT/Debit cleared $0.85 ($3.00/month min.)
NSF cheques/EFT $40.00
Cheque certification $10.00
Stop payment - With complete details $10.00
Stop payment - With partial details $15.00
Stop payment - No funds to cover cheque $40.00
Draft (CDN) $7.00
Chargebacks - Third party cheque $7.00
Chargebacks - Own cheque $40.00
Reprocessing fee $6.00
Hold cheque/EFT min. $15.00
Processing non-encoded cheque $17.00
Duplicate statement (> 6 months) $5.00
Cheques drawn in USD on CAD account $15.00
Earn More Savings Account Transactions (transfers and withdrawals) $2.00

THE EXCHANGE® Network is a registered trademark owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership. Interac and eTransfer are Trademarks of Interac Inc. DUCA Financial Services Credit Union Ltd. is an authorized user of the Trademark