1Rates are subject to change without notice at any time. Assuming no additional fees are charged, the Annual Percentage Rate is the same as the Interest rate. Offer may change or be withdrawn at any time without notice. Other conditions and restrictions apply. All applicants must meet the DUCA Financial Services Credit Union lending criteria. Products and their features may change at any time. Variable interest rates may change at any time. Prime Refers to the DUCA Prime Rate. This is a general description only. For more information and product terms and conditions contact a DUCA branch or one of our Mobile Mortgage Specialists.