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​DUCA Financial Services Credit Union is an Ontario financial institution owned by its Members (anyone with an account.) To help our Members do more, be more and achieve more™ with their money and their lives, we offer high deposit rates, competitive mortgage rates, no-fee everyday banking, and a profit sharing program that rewards Members for banking with us.

​Flexible Terms

Hold until 80 months and earn 2% or cash in after 12 months and earn 1%.

​Registered Investments

Take advantage of tax benefits with registered investments.

​Low Minimum Investment

Deposit $500 or as much as you need to meet your investment goals.

​Boost your registered savings plan with an 80-month GIC at 2.00%. If you decide you need to cash out early, you can do so after 12 months and still earn 1.00%.

Earn 2.00% for an 80-month term

Cashable after 12 months at 1.00%—perfect if rates go up!

RRSP, TFSA, RRIF eligible

Not available as a non-registered product

Minimum $500 deposit

Available through March 31, 2021

Full terms and conditions below


Start Saving. (Or call us at 1.866.900.3822.)

Your $10,000 investment will grow to approximately $11,411.57 after 80 months.

Do more. Be more. Achieve more.

We offer Members much more than great GIC rates. You get profit sharing, low borrowing rates and great financial advice.

Do more. Be more. Achieve more.

We offer Members much more than great GIC rates. You get profit sharing, low borrowing rates and great financial advice.


    
              

Knowledgable advice and great products really helped me kick-start my retirement savings.

Mark from Brampton, Ontario

           
                 

*Limited-time offer until March 31, 2021. Offer may be changed or withdrawn at any time without notice. Rate subject to change. Interest rates are per annum. Minimum $500 investment required. Interest paid at maturity is compounded annually. Offer not available for US funds. Not offered in conjunction with any other rate bonus or promotion. Only available in Registered Plans. Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). www.fsrao.ca.