Term Deposits (GICs)

Term Deposits (GICs)

Available in a variety of terms and also in registered and tax-free plans, Term Deposits (also known as a Guaranteed Investment Certificates) are a safe and secure way to ensure your hard earned money is working for you.

Because these investments offer guaranteed interest at the end of the investment term, Term Deposits are a great way to balance any risk in your investment portfolio.


  • Available in terms from 32 days - 7 years
  • Redeemable and non-redeemable term deposits are available
  • Competitive interest rates
  • Guaranteed interest
  • Available in RRSP, TFSA, RESP, RRIF and LIF plans.

Find out if Term Deposits are right for you. Book an appointment with a DUCA Small Business Advisor today.

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Insurable deposits covered by the Financial Services Regulatory Authority of Ontario. www.fsrao.ca.