We don’t believe in hidden fees and surprises on your monthly statement. Bundled pricing applies to Business Account Packages. Speak to an Advisor on how we can help you save with the right account package for your business.

ATM, Online and Telephone Banking Services
DUCA or THE EXCHANGE® ATM transactions* Free
Canadian (non-DUCA ATM) Interac® cash withdrawls $1.50
US$ ATM cash withdrawals $5.00
International ATM cash withdrawals $5.00
Interac® point-of-sale transactions** Free
Online bill payments** Free
Online statements Free
Interac® eTransfers®** Free
In-Branch Services
Bill payments $0.75
Bill payment trace/recall $10.00
Cheque/EFT/Debit cleared $0.85 ($3.00/month min.)
NSF cheques/EFT $40.00
Cheque certification $10.00
Stop payment - With complete details $10.00
Stop payment - With partial details $15.00
Stop payment - No funds to cover cheque $40.00
Draft (CDN) $7.00
Chargebacks - Third party cheque $7.00
Chargebacks - Own cheque $40.00
Reprocessing fee $6.00
Hold cheque/EFT min. $15.00
Processing non-encoded cheque $17.00
Duplicate statement (> 6 months) $5.00
Cheques drawn in USD on CAD account $15.00
Earn More Savings Account Transactions (transfers and withdrawals) $2.00
Wire Payment**** Starting at $10.00
Overdraft Protection Service***
Monthly Fee $2.50
Interest Rate 18%
Fees for grandfathered Business Banking accounts prior to April 9, 2018
Interac Point of Sale transaction $0.50
Online Bill Payments $0.50
Interac e-Transfers $1.25
Currency deposit (per $1,000) in branch $1.25
Coin deposits $0.35/roll $0.50/roll
Cheque/EFT/Debit Cleared $0.85 ($3.00 Minimum)
Additional Fees
Night depository bag - Deposit charge (for bag) $25.00
Night depository bag - Bag rental charge $5.00/month
Balance transferred to other institutions $25.00
Close account within 90 days $25.00
Items received for collection 0.10%/$30.00 min
Search of records (>6 months) Minimum 2 hours $30.00/hr. per employee
Audit confirmation (rush +$10) $30.00 min.
Fax statement $10.00
Garnishees require to pay letter $50.00 min.
Paper statement $2.00/month
Inactive account (after 2 years) $20.00/yr


THE EXCHANGE® Network is a registered trademark owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

Interac and eTransfer are Trademarks of Interac Inc. DUCA Financial Services Credit Union Ltd. is an authorized user of the Trademark.

Fees may apply to large volume cash and coin deposits. Small Business Advisor will help you choose the solution that best fits your needs.

*ATM use restricted to sole proprietor accounts.

***See Terms and Conditions.

**** Note for currencies outside of CAD/USD/GBP/EURall fees are applied in CAD based on the CAD Equivalent and fees vary based on type of wire payment.

† Additional fees of $2.00 per $1,000 may apply for large volume cash and coin deposits. Contact a Small Business Advisor for more information.