We don’t believe in hidden fees and surprises on your monthly statement. Bundled pricing applies to Business Account Packages. Speak to an Advisor on how we can help you save with the right account package for your business.
Effective April 9, 2018
|ATM, Online and Telephone Banking Services|
|DUCA or THE EXCHANGE® ATM transactions*||Free|
|Canadian (non-DUCA ATM) Interac® cash withdrawls||$2.00|
|US$ ATM cash withdrawals||$3.00|
|International ATM cash withdrawals||$5.00|
|Interac® point-of-sale transactions**||Free|
|Online bill payments**||Free|
|Night depository bag - Deposit charge (for bag)||$25.00|
|Night depository bag - Bag rental charge||$5.00/month|
|Balance transferred to other institutions||$25.00|
|Close account within 90 days||$25.00|
|Items received for collection||0.10%/$30.00 min|
|Search of records (>6 months) Minimum 2 hours||$30.00/hr. per employee|
|Audit confirmation (rush +$10)||$30.00 min.|
|Garnishees require to pay letter||$50.00 min.|
|Inactive account (after 2 years)||$20.00/yr|
|Bill payment trace/recall||$10.00|
|Cheque/EFT/Debit cleared||$0.85 ($3.00/month min.)|
|Stop payment - With complete details||$10.00|
|Stop payment - With partial details||$15.00|
|Stop payment - No funds to cover cheque||$40.00|
|Chargebacks - Third party cheque||$7.00|
|Chargebacks - Own cheque||$40.00|
|Hold cheque/EFT||min. $15.00|
|Processing non-encoded cheque||$17.00|
|Duplicate statement (> 6 months)||$5.00|
|Cheques drawn in USD on CAD account||$15.00|
|Earn More Savings Account Transactions (transfers and withdrawals)||$2.00|
|Wire Payment****||Starting at $10.00|
|**Fees for grandfathered Business Banking accounts prior to April 9, 2018|
|Interac Point of Sale transaction||$0.50|
|Online Bill Payments||$0.50|
|Currency deposit (per $1,000) in branch||$1.25|
|Coin deposits||$0.35/roll $0.50/roll|
|Cheque/EFT/Debit Cleared||$0.85 ($3.00 Minimum)|
|Overdraft Protection Service***|
THE EXCHANGE® Network is a registered trademark owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
Interac and eTransfer are Trademarks of Interac Inc. DUCA Financial Services Credit Union Ltd. is an authorized user of the Trademark
Fees may apply to large volume cash and coin deposits. Small Business Advisor will help you choose the solution that best fits your needs.
*ATM use restricted to sole proprietor accounts.
***See Terms and Conditions.
**** Note for currencies outside of CAD/USD/GBP/EUR all fees are applied in CAD based on the CAD Equivalent and fees vary based on type of wire payment.
****Note: Additional fees of $2.00 per $1,000 may apply for large volume cash and coin deposits. Contact a Small Business Advisor for more information.