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Service Fees

Savings Account

DescriptionFee
Membership Fee deducted December$ 3.50
Transfer to cover cheque$ 1.00
Automatic transfer to cover cheque$ 0.50

Chequing Account

DescriptionFee
Certify a cheque (1st party) $ 8.00
Cash member's cheque by non-members (max. $500) $15.00
Stop payment$ 10.00
Stop Payment - no funds to cover cheque $ 35.00
NSF cheques $ 35.00
Temporary cheques (per 12)$ 12.00
Hold Cheque$10.00 + int.
Reprocessing fee$ 5.00
Cheque/EFT Debit cleared $ 0.20

Special Deposit Account/T-Bill Account

DescriptionFee
4th and subsequent withdrawal/transfer$ 0.50
Transfer to cover cheque $ 1.00
Automatic transfer to cover cheque$ 0.50

U.S. Dollar Savings/Chequing

DescriptionFee
U.S. Draft US$ 7.00
Transfer to/from other account to cover chequeUS$ 10.00
Cheque clearedUS$ 1.00
Stop payment (if possible)US$ 35.00
NSF chequeUS$ 35.00
4th and subsequent transfer/withdrawal$ 0.50

Euro Account

DescriptionFee
Monthly maintenance feenone
Cash deposit/withdrawal 2.00%

Incoming/outgoing wire pensions as below, charged in €

International Draft/Wire Service

DescriptionFee
€ - Cash buy/sell$ 2.00
Other currency outgoing wire transfersmin. $ 25.00
Other currency incoming wire transfers min. $ 15.00
€ Wire transfers incoming from Deutsche Bank
Less than €500$ 4.00
€500 - €2,499$ 5.00
€2,500 - €9,999$ 7.00
greater than €10,000$ 10.00
€ Wire transfers outgoing to Deutsche Bank
Less than €500 $ 5.00
€500 - €1,499 $ 6.00
€1,500 - €2,499 $ 8.00
€2,500 - €4,999$ 15.00
€5,000 and greater$ 20.00

Network Card and Automated Services

DescriptionFee
Canadian (non-DUCA ATM) Interac®(1) cash withdrawal$ 1.50
US$ cash withdrawal$ 3.00
International cash withdrawal$ 5.00
Interac® direct payment or Maestro$ 0.50
Bill payments $ 0.50
DUCA $ Centre cash withdrawalFREE
DUCA Online BankingFREE
Safety Deposit Boxes
1.5" x 5" $ 40.00
2.5" x 5" $ 48.00
2.5" x 10" or 5" x 5" $ 80.00
5" x 10" $ 143.00**
10" x 10" $ 250.00**

Miscellaneous Services

DescriptionFee
Dormant Account Maintenance. No activity for 18 months$ 15.00
Closing account within 90 days $ 25.00

Non Personal Accounts

Description Fee
New account application fee $ 30.00
Currency Deposits (rounded up to next '000) $ 1.00/$1,000
Certify a cheque $ 8.00
Stop payment $ 10.00
Stop payment - no funds to cover cheque $ 35.00
NSF Cheque/EFT $35.00
Chargebacks $ 7.00
Reprocessing fee $ 5.00
Cheque/EFT $0.75/chq (min. $3/month)
Hold cheque min. $ 10.00

** A rebate of 10% will be paid on these boxes if the member enters the box less than 5 times annually.
(1) ® Trade-mark of Interac Inc. DUCA Financial Services Credit Union Ltd. authorized user of the Trademark.
Annual fees listed below (GST extra) are withdrawn from the member's account on November 1. Seniors (60+) receive a 10% discount on all boxes.

"As a student I’m benefiting by saving money to put towards school rather than spending it on bank fees."

- Roxanne