Quick Jump:

Current Rates

DUCA offers its members some of the most competitive interest rates in the financial services industry. Take two minutes to compare DUCA's rates to the competition. We focus on providing value to our members and do our best to ensure our rates are as competitive as possible.

Non-Redeemable Term Deposit
Effective March 2, 2010

PeriodRate
12 - 18 months1.10%
18 - 24 months 1.25%
2 to less than 3 years1.50%
3 to less than 4 years2.30%
4 to less than 5 years2.60%
5 to less than 7 years2.95%
7 years3.30%

Redeemable Term Deposit
Effective March 2, 2010

PeriodRate
32 - 59 days0.50%
60 - 89 days0.50%
90 - 119 days0.60%
120 - 179 days0.60%
180 - 269 days0.70%
270 - 364 days0.70%
1 to less than 2 years0.90%
2 to less than 3 years1.00%
3 to less than 4 years1.50%
4 to less than 5 years2.00%
5 to less than 7 years2.50%
7 years2.75%
US$ 32 - 365 days (min. $5,000)0.50%

RRSPs/RESPs/RRIFs/LRIFs/TFSA
Effective March 2, 2010

PeriodRate
RRSP/RRIF Variable0.35%
60 - 89 days0.50%
90 - 179 days0.60%
180 - 364 days0.70%
12 - 18 months1.20%
18 - 24 months1.35%
2 to less than 3 years1.60%
3 to less than 4 years2.40%
4 to less than 5 years2.70%
5 to less than 7 years3.05%
7 years3.40%

Tax Free Savings Account (TFSA)
Effective March 2, 2010

 Rate
High Interest Savings1.25%

DUCA Prime Deposits
Effective March 2, 2010

PeriodRate
3 years0.25%
5 years0.75%

Cashable Term Deposits
Effective March 2, 2010

PeriodRate
5 years1.50%

Limited Time Preferred Deposits
Effective March 2, 2010

$30,000$60,000$100,000
33 - 59 days0.70%0.75%0.80%
60 - 179 days0.75%0.80%0.85%
180 - 269 days0.80%0.85%0.90%
270 - 364 days0.80%0.90%1.00%
1 year (non-callable)1.35%1.45%1.65%

Flex Step Up Term Deposit/RRSP
Effective March 2, 2010

3 Year Term

PeriodRate
Year 11.25%
Year 22.00%
Year 34.00%

5 Year Term

PeriodRate
Year 11.25%
Year 22.00%
Year 33.00%
Year 43.50%
Year 55.25%

Other Savings Accounts
Effective March 2, 2010

PeriodRate
Savings Account min. monthly balance (1)0.35%
Children's Bonus Savings Plan min. monthly balance (1)0.50%
T-Bill Account (min. $10,000) (2)0.50%
US$ Daily Interest Savings $200 - $4,999 (3)0.15%
US$ Daily Interest Savings $5,000+ (3)0.25%
€ 5,000 - 9,9990.10%
€ 10,000 and over0.25%
Special Deposit Account (3)0.35%
Variable Rate RRSP/RRIF (4)0.35%

(1) - Interest paid semi-annually
(2) - Interest paid monthly
(3) - Interest paid quarterly
(4) - Interest paid annually on December 31

Residential Mortgages
Effective March 3, 2010

PeriodRate
6 months (convertible)4.80%
6 months (closed)4.40%
1 year2.60%
2 years3.25%
3 years3.45%
4 years3.75%
5 years3.85%
6 years 4.85%
7 years 5.35%
Variable Rate (5 year term)1.98%
1 year (open)5.75%

First Rate 2nd Mortgages
Effective March 3, 2010

PeriodRate
6 months (convertible)5.05%
6 months (closed)4.65%
1 year2.85%
2 years3.50%
3 years3.70%
4 years4.00%
5 years4.10%
1 year (open)6.00%

"Go Green" Hybrid Car Loans
Effective March 3, 2010

PeriodRate
1 year closed5.00%
2 years closed5.20%
3 years closed5.15%
4 years closed5.15%
5 years closed 5.15%
Variable (P+2.75%)4.75%

New Car Loans
Effective March 3, 2010

PeriodRate
1 year closed5.70%
2 years closed5.90%
3 years closed5.85%
4 years closed5.85%
5 years closed 5.85%
Variable (P+3.25%) 5.25%

Pre-Owned Car Loans
Effective March 3, 2010

PeriodRate
1 year closed6.70%
2 years closed6.90%
3 years closed6.85%
4 years closed6.85%
5 years closed n/a
Variable (P+4.25%) 6.25%

"DUCA’s RRSP rates allow my money to work for me."

- Sandra