Quick Jump:

Current Rates

DUCA offers its members some of the most competitive interest rates in the financial services industry. Take two minutes to compare DUCA's rates to the competition. We focus on providing value to our members and do our best to ensure our rates are as competitive as possible.

Non-Redeemable Term Deposit
Effective May 3, 2008

PeriodRate
12-18 months3.20%
18-24 months3.25%
2 to less than 3 years3.40%
3 to less than 4 years3.50%
4 to less than 5 years3.70%
5 to less than 7 years3.80%
7 years3.80%

Redeemable Term Deposit
Effective May 3, 2008

PeriodRate
32 - 59 days1.90%
60 - 89 days1.95%
90 - 119 days2.00%
120 - 179 days2.05%
180 - 269 days2.10%
270 - 364 days2.20%
1 to less than 2 years2.90%
2 to less than 3 years2.95%
3 to less than 4 years3.00%
4 to less than 5 years3.05%
5 to less than 7 years3.10%
7 years3.15%
US$ 32 - 365 days (min. $5,000)1.00%

RRSPs/RESPs/RRIFs/LRIFs
Effective May 3, 2008

PeriodRate
60 - 89 days2.15%
90 - 179 days2.25%
180 - 364 days2.35%
12 - 18 months3.20%
18 - 24 months3.25%
2 to less than 3 years3.40%
3 to less than 4 years3.50%
4 to less than 5 years3.70%
5 to less than 7 years3.80%
7 years3.80%

DUCA Prime Deposits
Effective May 3, 2008

PeriodRate
3 years2.75%
5 years3.25%

Cashable Term Deposits
Effective May 3, 2008

PeriodRate
5 years3.20%

Limited Time Preferred Deposits
Effective May 3, 2008

$30,000$60,000$100,000
33 - 59 days2.25%2.35%2.70%
60 - 179 days2.40%2.45%2.75%
180 - 269 days2.50%2.60%2.80%
270 - 364 days2.60%2.70%2.90%
1 year (non-callable)3.30%3.40%3.50%

Flex Step Up Term Deposit/RRSP
Effective May 3, 2008

3 Year Term

PeriodRate
Year 12.70%
Year 22.90%
Year 34.30%

5 Year Term

PeriodRate
Year 12.90%
Year 23.10%
Year 33.30%
Year 43.85%
Year 55.10%

Other Savings Accounts
Effective May 3, 2008

PeriodRate
Savings Account min. monthly balance (1)0.75%
Children's Bonus Savings Plan min. monthly balance (1)1.00%
T-Bill Account (min. $10,000) (2)1.25%
US$ Daily Interest Savings $200 - $4,999 (3)0.75%
US$ Daily Interest Savings $5,000+ (3)1.25%
€ 5,000 - 9,9990.10%
€ 10,000 and over0.25%
Special Deposit Account (3)0.75%
Variable Rate RRSP/RRIF (4)1.00%

(1) - Interest paid semi-annually
(2) - Interest paid monthly
(3) - Interest paid quarterly
(4) - Interest paid annually on December 31

Residential Mortgages
Effective May 2, 2008

PeriodRate
6 months (convertible)5.80%
6 months (closed)5.80%
1 year5.60%
2 years5.65%
3 years5.70%
4 years5.70%
5 years5.65%
6 years5.90%
7 years6.00%
Variable Rate (5 year term)4.50%
1 year (open)6.40%

Mini Mortgages
Effective May 2, 2008

PeriodRate
Line of CreditPrime + .5%
1 year (open)7.00%

First Rate 2nd Mortgages
Effective May 2, 2008

PeriodRate
6 months (convertible)6.05%
6 months (closed)6.05%
1 year5.85%
2 years5.90%
3 years5.95%
4 years5.95%
5 years5.90%
1 year (open)7.30%

"I investigated other financial institutions when we were planning to buy our first home. DUCA's rate was definitely comparable and the bonus shares sold us."

- Amanda Zegers