Credit Card Balance Protection Program

In partnership with CUMIS Insurance, we are proud to bring our members insurance coverage that protects what is most important to them.

Credit Card Balance Protection program is based on the monthly credit card balance you accumulate. The premium is simply added to your monthly billing statement.

Life and Accidental Death Coverage

• Maximum coverage: $10,000
• Maximum issue age: 64
• Age coverage ceases: 65
• Program pays outstanding credit card balance, including retail sales and cash advances

Disability and Involuntary Loss of Employment Coverage

• Maximum issue age: 64
• Age coverage ceases: 65
• Program pays monthly the greater of $10 or 5 per cent of the credit card balance on the billing date immediately preceding disability or involuntary loss of employment.